We want your shopping experience to be as simple and hassle free as possible.  By checking out with Klarna you can choose to pay in 3 interest-free installments spread over 3 months or you can pay in 30 days.  

How to use Klarna

At checkout simply select Klarna as your payment method.  You can then choose the best option for you, 'Pay Later' or 'Pay in 3'.  Once you have chosen simply fill out your personal details and credit or debit card information as usual.

UK Customers Only

Unfortunately Klarna is only available to UK customers.  If you have a none UK address, Klarna will not appear as a payment option at checkout.

Managing your Payments 

Want to check your balance or see when your next payment is due?  Simply log on to Klarna.com or download the app from the Apple App Store or Google Play.  The app is a great way to get personalised inspiration, exclusive deals and drops and collect the things you like in wish lists with price drop notifications. You can easily manage everything – from snoozing a payment to returning an item – right in the app.

Terms & Conditions Apply

Paying later or in instalments are a great way to help you budget your finances and spread the cost of your spending - but we do ask you to think carefully before deciding to choose any kind of 'pay later' payment options. Be sure to plan ahead and ensure you have enough money to pay the required amounts back each month. If you want to know a bit more, our helpful FAQs are a good place to start.

If you choose Klarna's Pay in 30 days or Pay in 3 instalments, Klarna will not charge you interest or late fees, and there will be no impact on your credit score (either for choosing to use Klarna, or if a payment is late or missed). This doesn't mean you should go wild, though. It's about have the choice of being able to spend flexibly, and you should be sensible with the amount of products you are buying. Plus, don't forget to keep up to date on any remaining pay-later balances!

Klarna will perform soft searches with credit reference agencies when you take out its payment options ('Pay in 3' or 'Pay in 30 days') - this is just to check you're eligible. Don't worry, this won't impact your credit file and it's only visible to you and Klarna.

Klarna is an independent payment provider and Discount Equestrian UK Ltd has no influence over whether your payment with Klarna is accepted or not. If you have any specific questions relating to your Klarna account or payments, please contact Klarna Customer Services.

For More information head over to Klarna Frequently Asked Questions